Terms and Conditions
Acceptance of Terms
By accessing and using this website and our financial planning consultation services, you accept and agree to be bound by the terms and provisions of this agreement.
If you do not agree to abide by the above, please do not use this service.
Definitions
- Service: Refers to our financial planning consultation services offered through subscription
- User/Client: Any individual who accesses or uses our services
- Content: All information, advice, and materials provided through our service
- Account: Your subscription account for accessing our consultation services
User Responsibilities
As a user of our services, you agree to the following responsibilities:
Account Security
You are responsible for maintaining the confidentiality of your account information and for all activities that occur under your account.
Accurate Information
You agree to provide accurate, current, and complete information during consultations and when creating your account.
Lawful Use
You agree to use our services only for lawful purposes and in accordance with these terms.
Prohibited Uses
You may not use our service:
- For any unlawful purpose or to solicit others to unlawful acts
- To violate any international, federal, provincial, or state regulations, rules, laws, or local ordinances
- To transmit, or procure the sending of, any advertising or promotional material without our prior written consent
- To impersonate or attempt to impersonate the company, a company employee, another user, or any other person or entity
- In any way that infringes upon the rights of others, or in any way is illegal, threatening, fraudulent, or harmful
Intellectual Property Rights
The service and its original content, features, and functionality are and will remain the exclusive property of norythesquar and its licensors. The service is protected by copyright, trademark, and other laws.
Copyright Notice:
All content provided during consultations remains the intellectual property of norythesquar unless otherwise specified.
Privacy and Data Protection
Your privacy is important to us. Our collection and use of personal information in connection with the service is as provided in our Privacy Policy.
Please review our Privacy Policy, which also governs your use of the service. Privacy Policy
Payment Terms
Subscription Pricing
Our consultation services are offered on a subscription basis with monthly billing. All prices include applicable VAT where required by law.
Refund Policy
Subscription fees are non-refundable except as required by applicable law or as specifically stated in writing by norythesquar.
Limitation of Liability
To the maximum extent permitted by applicable law, in no event shall norythesquar be liable for any indirect, punitive, incidental, special, consequential, or exemplary damages.
We shall not be liable for::
- Any loss of profits or financial opportunities
- Any loss of data or information
- Any consequential or indirect damages
Dispute Resolution
Arbitration Agreement
Any dispute arising from these terms will be resolved through binding arbitration rather than in court, except where prohibited by law.
Arbitration will be conducted by a neutral arbitrator in accordance with established arbitration procedures.
EU Online Dispute Resolution
For EU residents, disputes may be resolved through the European Commission's Online Dispute Resolution platform.
The ODR platform is available at ec.europa.eu/consumers/odr: https://ec.europa.eu/consumers/odr
Termination
We may terminate or suspend your account and bar access to the service immediately, without prior notice or liability, under our sole discretion, for any reason whatsoever including breach of terms.
Upon termination, your right to use the service will cease immediately.
Indemnification
You agree to defend, indemnify, and hold harmless norythesquar from and against any loss, damage, liability, claim, or demand made against us by any third party due to your breach of these terms.
Changes to Terms
We reserve the right, at our sole discretion, to modify or replace these terms at any time. If a revision is material, we will provide at least 30 days notice prior to any new terms taking effect.
What constitutes a material change will be determined at our sole discretion.
Governing Law
These terms are governed by English law and subject to the jurisdiction of English courts.
Severability
If any provision of these terms is held to be unenforceable or invalid, such provision will be changed and interpreted to accomplish the objectives of such provision to the greatest extent possible under applicable law.
Entire Agreement
These terms constitute the entire agreement between us regarding our service and supersede and replace any prior agreements we might have had between us regarding the service.
Contact Us
If you have any questions about these Terms and Conditions, please contact us:
Effective Date: August 8, 2025